Section 1 of 6 Business Profile
Section 01
Business Profile
Basic details to contextualise your results. This section is not scored.
What is your business structure?
Which industry best describes your business?
How long has your business been operating?
Approximate annual revenue (AUD)?
Optional: used only to contextualise recommendations.
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Section 02
Cashflow
Cashflow problems are the #1 reason Australian businesses fail. These questions assess your liquidity position.
Please answer all questions in this section before continuing.
How would you rate your current cashflow position?
Do you maintain a 13-week cashflow forecast?
How many days does it typically take to collect payment from customers?
Do you have a cash reserve or line of credit for unexpected expenses?
Do you regularly pay suppliers and employees on time?
Section 03
Profitability
Revenue is vanity, profit is sanity. These questions assess whether your business model is financially sustainable.
Please answer all questions in this section before continuing.
Do you know your gross profit margin?
How would you describe your net profit trend over the last 12 months?
Do you track and review your P&L monthly?
Do you know your break-even point?
How do your margins compare to industry benchmarks?
Section 04
Tax & Compliance
Australian tax obligations can be complex. Let's check your compliance position with the ATO and other regulators.
Please answer all questions in this section before continuing.
Are your BAS lodgements up to date?
Do you set aside GST and PAYG withholding regularly?
Are your superannuation obligations paid on time to avoid the SGC?
Are you registered for GST (if required — i.e. turnover ≥ $75,000)?
Do you have a tax planning strategy reviewed annually?
Section 05
Debt & Capital
Understanding your debt load and access to capital is critical for both growth and resilience.
Please answer all questions in this section before continuing.
Do you know your total business debt-to-equity ratio?
How would you rate your current debt serviceability?
Do you have access to additional finance if needed (e.g. credit facility, loan)?
Are personal and business finances clearly separated?
Have you reviewed your asset finance / equipment leasing in the last 2 years?
Section 06
Planning & Risk
Sound financial management requires forward planning and proactive risk mitigation strategies.
Please answer all questions in this section before continuing.
Do you have a documented budget or financial plan for the current year?
Do you have adequate business insurance (e.g. PI, public liability, business interruption)?
Do you have a succession or exit plan?
Do you regularly meet with an accountant or financial advisor (at least quarterly)?
Is your bookkeeping up to date and reconciled?
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Important Disclaimer: This report is a general educational tool and does not constitute financial, tax, or legal advice. It is designed to highlight areas for discussion with a qualified adviser. Results are based solely on self-assessed responses. Always consult a registered tax agent, CPA, or financial adviser for advice specific to your circumstances.

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